What Could Possibly Go Wrong with a Golf Cart? (Besides Your Uncle Dave Driving It Without Liability Coverage)
Golf carts are cute, quiet, and oddly powerful. They’re not just zipping across golf courses anymore. You’ll see them in beach towns, gated communities, and sometimes even fast food drive-thrus. But here’s something most people forget, they’re still motorized vehicles. When someone’s joyride turns into a mailbox disaster or a surprise dip in the neighbor’s koi pond, you’re suddenly facing more than a funny story. You’re looking at real damage, and real bills. That’s why it’s not just smart, it’s essential to talk about protection before you hand over the keys. The Hidden Chaos in a Casual Cruise Most folks don’t think twice before hopping in a cart. No helmet, no seatbelt, no problem — right? Not exactly. These little machines can cause real injuries and property damage if things go sideways (and they often do). You might think your homeowner’s or auto insurance will take care of it, but chances are, they won’t. And that’s where the problems begin, after the crash, not before it. ...